Lakefront Living with No HOA, No Metro Tax + Walk-Out Levels! With full Lake access that is for Lake Loveland homeowners only! Welcome to one of Loveland's rare true lakefront homes- an everyday getaway with room to live, relax, entertain, or generate proven short-term rental income (history available). Situated in a quiet, wind-sheltered cove, this property offers direct water access, mature trees, and one of the largest lots on the lake (0.38 acres / 16,500+ sq ft). Enjoy your own private boardwalk for fishing, paddleboarding, boating, and swimming right outside your door. Inside, the home features a bright, flexible layout with 4 bedrooms plus a potential 5th on the lower level. The upper floor includes 3 bedrooms and two beautifully updated bathrooms. The lake-facing primary suite is a standout-featuring three closets (including a laundry closet), a spa-inspired ensuite, and sliding doors opening directly to the shoreline for morning coffee or sunset views. The walk-out lower level offers a spacious rec room with full glass doors that lead to a patio just steps from the water-ideal for gatherings, guests, or creating a private suite with an additional storage space to add a second laundry room. Multiple outdoor spaces, garden beds, mature landscaping, and the expansive lakefront yard make this property feel like a private retreat. With no HOA or Metro District, youll enjoy total flexibility: full-time living, vacation home, or high-demand short-term rental. Located minutes from shopping, schools, and Downtown Loveland, and a short drive to Fort Collins, Estes Park, and Rocky Mountain National Park. Wake up on the water, play all day outside, and unwind with breathtaking evening views. This is Lake Loveland life at its best-rare, peaceful, and ready for its next chapter. Lake Loveland is a private lake.
Offered By
Kathryn Ann Shea 7202318179, C3 Real Estate Solutions, LLC
Utility FeaturesNatural Gas Available, Electricity Available, Cable Available
SEWERCity Sewer
WATER SOURCECity Water, City of Loveland
Year Built1978
BasementFull
FINISHED BASEMENT SIZE624.0
ARCHITECTURAL STYLEContemporary/Modern
RoofComposition
EXTERIOR FEATURESLighting
Parking FeaturesGarage Door Opener, RV/Boat Parking
Lot FeaturesCurbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Lawn Sprinkler System, Wooded, Level
Garage spaces2
ViewWater
CITYLoveland
SUBDIVISIONSunny Bay Estates
COUNTYLarimer
AREALoveland/Berthoud
STATECO
SENIOR COMMUNITYNo
TAX AMOUNT7004.0
LATEST UPDATE2025-11-25T16:25:53.785Z
DAYS ON MARKET207
PRICE CHANGE(S)
$1,449,000 May 3, 2025
$1,399,000 Aug 21, 2025
$1,374,999 Oct 27, 2025
$1,325,000 Nov 14, 2025
CUMULATIVE DAYS ON MARKET539
Market Trends
New Properties On Market
42
47%
Decrease In New Listings
Average Asking Price
$580,410
$182,069 Decrease In Avg Asking Price
Average Asking Price / Sq. Ft.
$232
$54 Decrease In List Price/Sq. Ft.
Average Days On Market
6
19 Day
Decrease In Days On Market
Data as of Dec 01, 2025.
Remaining statistics above are calculated on activity within the period from Oct 01, 2025 to Nov 30, 2025.
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