103 E 12th St, Loveland, CO, 80537

Perfect for first time buyers! Charming turn-of-the-century cottage with an open main living layout on a nearly quarter acre lot shaded by mature trees in a quiet, tucked away neighborhood close to downtown, and loads of character! A large picture window in the living room floods the home with natural light. Much of the original trim remains and could be restored to its original glory. The large kitchen has ample counter space and is open to the expansive dining area. Mini-splits installed in 2023 provide cooling and heating, and there's also a wall-mount furnace for "breakthrough" heat. Off-street parking in front and plenty of room for your toys! Fully fenced yard with cute white picket fencing in front and wooden and chain link around the back yard, which includes a fire pit for outdoor living. About half the property is not fenced and faces Railroad Ave, making access for large vehicles easy! A pad for a future garage already exists. Home has a 5 year old roof and brand new sewer system. Don't miss this one-of-a-kind home!